Privacy Policy

Introduction

Welcome to https://hire-purchase-claims.dreamdwellings.net (hereafter referred to as “Hire Purchase Claims,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the gathering, storage, access, and utilization of personal information in adherence to various global privacy laws, including:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
General Data Protection Regulation (GDPR) of the European Union (EU)
General Data Protection Law (LGPD) of Brazil
California Consumer Privacy Act (CCPA/CPRA), California, USA
Colorado Privacy Act (CPA), Colorado, USA
Utah Consumer Sales Practice Act (UCPA), Utah, USA
Connecticut Personal Information Protection Act (CTDPA), Connecticut, USA
Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
Protection of Personal Information Act (POPIA), South Africa

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Our official website at https://hire-purchase-claims.dreamdwellings.net
All applications, services, and products offered by Hire Purchase Claims
Any third-party platforms or services accessed through links on our site (note that these are subject to their own privacy policies)

Processing Activities

This policy outlines our practices when:

You utilize our applications and services as an authorized user.
You visit websites linked to this Privacy Policy.
We communicate with you via emails, calls, texts/SMS, or newsletters.

Personal Data Collection

We collect several types of personal data, which may include:

Account Information: Details related to your account creation and management.
Payment Information: Data necessary for processing transactions, including cardholder names, card numbers, expiration dates, and CVV codes.
Financial Information: Your financial records, such as bank account details or investment portfolios (if relevant).
Purchase Information: Details about products or services you’ve purchased from us.
Mobile Device Identifiers: Unique device identifiers from your mobile devices.
Location Data: Information about your physical location when using our location-based services.
Feedback: Your comments, reviews, and suggestions regarding our products and services.
Social Media Information: Data from social media platforms when you interact with us on these platforms.
Product Information: Details you provide while exploring or purchasing products from our website.

We collect this data through direct user input, interactions with our digital platform, and automated technologies like cookies. Additionally, we may receive personal data from third parties, bound by their privacy policies.

Cookies

Hire Purchase Claims uses cookies to enhance your experience on our website and for analytical purposes:

Strictly Necessary Cookies: These are essential for navigation and functionality.
Preference Cookies: Tailored settings and preferences saved for future visits.
Analytics Cookies: Track website usage and user behavior to improve services.

Users can manage non-essential cookies through our Cookie Manager, allowing you to control your privacy settings.

Retention and Deletion

We retain personal data only for as long as it is necessary or relevant for the purposes collected, including legal requirements and compliance. Once the purpose is fulfilled, we securely delete or anonymize the data.

Security Measures

Hire Purchase Claims has put in place robust organizational and technical safeguards to protect your personal data:

Employing encryption for secure communication.
Engaging secure third-party processing partners who adhere to strict privacy standards.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. If you believe we have collected such data by mistake, please contact us at the address provided below, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your jurisdiction:

You may have the right to access, correct, or erase your personal data.
You can request restrictions on data processing, data portability, or object to certain uses of your information.
You are protected from discrimination for exercising your privacy rights.

To exercise these rights, please contact our Privacy Team via the details provided below. We will respond within a reasonable timeframe.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on our website with an updated revision date.

Contact Information

For privacy-related inquiries, unsubscribe requests, or general data-related questions:

Email: [email protected]

Mail: Hire Purchase Claims, Privacy Team, [Your Address]